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How to get benefits from EDLI Insurance.
From India, Mohali

Hi Neeraj,
The Employees' Deposit Linked Insurance (EDLI) scheme is a benefit provided under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952, in India. It provides life insurance coverage to salaried employees who are members of the Employees' Provident Fund Organization (EPFO). Here's how you can get benefits from the EDLI insurance scheme:

Membership Eligibility: Ensure that you or the employee is a member of the EPFO. EDLI benefits are automatically available to EPF members.
Employer Contribution: The employer contributes a fixed percentage of the employee's salary towards EPF. Part of this contribution goes towards the EDLI scheme.
Check Coverage: The EDLI scheme provides life insurance coverage to employees, with benefits payable to the nominee or legal heir in case of the employee's demise while in service.
Fulfillment of Criteria: To claim the EDLI benefits, the employee must have been a member of the EPF scheme for at least 12 months.
Benefit Amount Calculation: The benefit amount under the EDLI scheme is based on the average monthly salary drawn during the preceding 12 months before the month in which the member dies. Currently, the maximum benefit payable is ₹6 lakhs.
Nominee Details: Ensure that the nominee details are updated with the EPFO. The nominee can claim the EDLI benefits in the event of the employee's demise.
Claim Procedure: In case of the employee's demise, the nominee or legal heir can claim the EDLI benefits by submitting the required documents, including the death certificate, claim form, and other relevant documents, to the EPFO office.
EPFO Assistance: EPFO provides assistance and guidance regarding the claim process. Nominees can contact the EPFO office for any queries or assistance regarding the EDLI claim.
Timely Claim Submission: Ensure that the claim for EDLI benefits is submitted within the stipulated time frame to avoid any delays or complications in processing.
By following these steps and fulfilling the necessary criteria, beneficiaries can avail themselves of the benefits provided under the EDLI scheme. It's also advisable to stay updated with any changes or amendments made to the scheme by the government or EPFO.

From India, Bangalore
Thank you so much sir for your valuable guidance. Thanks
From India, Mohali
The Mother

Maximum benefit payable under EDLI scheme rised to Rs.7 Lakhs. N.LOKANADHA BABU Sr.Manager-HR
From India, Guntur

Dully filled Form 5 IF along with the following documents by the claimant. 1) Death Certificate of deceased member 2) Legal Heir Certificate of deceased member 3) Cancelled Cheque Leaf of claimant

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