Rahul Chhabra
Hr Professional
Astt Manager(hr)
+1 Other

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I have been working in a company since January, 2018. The company has been deducting PF from my salary. For some personal reasons, I do not wish deduction of PF from my Salary. Would appreciate if somebody may please guide me through the process of surrendering PF and withdraw money deposited so far.
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There is no way you can stop PF deductions now. By the way, in my opinion, everyone should contribute to EPFO; its the only retirement scheme run by the government besides NPS.
You can ask you company to stop deducting PF from your salary only if your basic is more than Rs. 15000/- per month.
Dear Sumitro,
option of opting out of PF is not possible, unless the subscriber was not a part of PF ever before. One he is a part of EPFO, he cant opt out.
Rahul Chhabra
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