Taxation And Hr
Korgaonkar K A
[email protected]
+2 Others

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Dear friends, Pl find attached circular dated 5.6.2012 on the above subject. Thanks
From India, Malappuram

Attached Files
File Type: pdf Withdrawal of PF for housing loan 5.6.2012.pdf (177.1 KB, 3211 views)

Dear PC Agarwal,
Thanks for sharing the information.
Can you please highlight some more details on the "Copy of Agreement" in purchase of House/flat by the member.
Is the required Agreement has to be in the name of member or spouse only?
Or can it be in the name of the member's father/mother?

From India, Gurgaon
Thank you Shri. Agrawal ji for sharing valuable information as always.
Keshav Korgaonkar
Shantadurgaent.com,Insurance Advisors,Corporate Advisors,Legal Advise,Wage and salary,Shantadurgaent.com,Labour Compliance Audit,SSI registration,NOC from

From India, Mumbai
Para 68B of PF Scheme providing for withdrawal of contribution and copy of Form 31 and declaration are attached for your reference. Thanks
From India, Malappuram

Attached Files
File Type: pdf Form31_Declaration.pdf (17.0 KB, 1336 views)
File Type: pdf Form31.pdf (921.8 KB, 578 views)
File Type: doc Para 68B of Employees PF Scheme.doc (46.5 KB, 829 views)

Thanks for your valuable sharing.
I would like to know one more clarification in this regard,
for the purpose of Housing loan, the proposed property
should be in the name of applicant and if jointly held with
Spouce only. If joint name is of son or daughter, father,
mother it is not acceptable.
Any changes are made in this condition ?
Pramod Thakar

From India, Pune
Dear Mr. Agrawal,
Thanks for the above valuable post.
I have one query about PF & ESI deduction on Labour Charges. If our company is hiring some contractual labour for some repair/ maintenance work for say around 2 to 3 days work & if suppose the contractor is not having the PF or ESIC no. Then being the Principal employer do we have to deduct the PF/ ESI of the labour?
**What will be the total %ge for the same- is it on the total charges/ per day or applicable on the service charges only?
**What is the process to deposit the same in EPF deptt.?
**Is there any delay charges on this amount if we deposit the amount in the EPFO deptt. of last 2 years.
Please share your valubale feedback on these queries.
Thanks & Regards,

From India, Gurgaon
Dear thks for this information my friend was applied housing loan so it is very use full one for claim chidambaraguru
From India, Tirunelveli
Dear sir, Good Morning! I want to take pf Housing loan from pf account. please suggest how to take pf housing loan procedure and forms?

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