Robert1954This is such an easy trap to fall into. AVOID AT ALL COST. If you don't have money for it, you don't need it now. Plan for it. Nothing is that important or urgent. We all need items but we need to avoid the cost that comes with it. Suggestion: If you see something you like. Put a small percentage away each month, be consistant in your saving and except for a house or vehicle payment rather wait for it. See what you will save. If you need it now always remember fine, but I will be paying for it for many years...'
From South Africa, Johannesburg
Naga SwapnaHi , This was a Nice Advice and it is really good but Tough to implement. Awaiting for more inputs on Personal Financial Management. Regards Naga Swapna
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