Maheshtnair
Hr Operations
Reshvaidya
Asst Manager - Hr
+5 Others

Thread Started by #reshvaidya

Dear All,
My organization comes under Factories act and does not come under ESI area. We have already taken Workmen Compensation policy for all workmen. Is it necessary to take mediclaim policy, even if I have taken w/c policy ?? What is compliance.
Thanks.
Reshma
9930368108
7th October 2009 From India, Mumbai
Dear Reshma,
Mediclaim policy is not mandatory. As it is the responsibility of the employer to take care of compensation part hence in the absence of ESI better to cover all the employees under WC policy other wise it will be very costly for the management.
In the absence of ESI the maternity benefit need to be borne by the management as per Maternity benefit act.
Thanks and regards - kameswarao
7th October 2009 From India, Hyderabad
Dear Sir,
Thanks a lot.
There is one more query after this, as you have said we are taking care only in case of death , partial / permanant disability. If in case hospitalization happens company cannot do anything. I hope, I am right ??
Secondly, where can I get this information about W/c act and mediclaim.
Regards,
Reshma
9930368108
8th October 2009 From India, Mumbai
Dear Ms. Reshma,
Even the death, partial / permanent disability only during the course of employment is the liability of the employer. In case of hospitalization except under occupational hazard the management is not responsible but on humanitarian grounds the first aid should be provided.
W/c is an act and you can get it from any book stall selling law books. Mediclaim is a Health insurance policy and you can get it from any company like ICICI, LIC, New India / General Insurance etc, etc people are extending. If you want further information pl. send the communication to my ID
Thanks and regards - kameswarao
8th October 2009 From India, Hyderabad
Reshma you can contact me for information on mediclaim and other products can u tell me your employee stregnth and the location ?
28th October 2009 From India, Mumbai
If an employee in the company is about to become the father, is maternity benefit extended to him?
16th February 2010 From India, Delhi
Hi Ramneet Only women employees are eligible for maternity benefit. Some companies provide 3-5 days of paid leave as paternity benefit Regards Mahesh T Nair
17th February 2010 From India, Coimbatore
Hi, Firstly the question itself not understanable. If a company comes under factories act, how you escape from esi unless if all workmen are drawing mor then 10000/-.
17th February 2010 From India, Madras
Dear Mr. Sundaram,
If the area where your factory is situated is quite away from the ESI dispensary then the ESI Corporation won't cover your organization under the ESI act because it will be difficult for the ESI to extend the benefit even though you have 10+ employees in your organization and some of the organization where they have their own full fledged hospitals are not required to cover their employees Ex: BHEL etc etc.,
I believe now you are clear - kameswarao
17th February 2010 From India, Hyderabad
In absence of ESI, we are supposed to take WC Policy, but can we take GPA in place of WC ? What is the legal stand for this ? Prabin
23rd July 2010 From India, Vadodara
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