I claimed my monthly pension in August 2023 and opted for a deferred pension without contribution. I retired in April 2022 at 58 years (Superannuation) due to changes in Aadhar and UAN name correction. It took around 15 months to claim my monthly pension. I received the amount from April 2023 to September 2023 pension and not from April 2022.
What should I do now to get the arrears payment of the monthly pension from April 2022? A PPO No has been generated. Can I apply again using Form 10D to get the arrears amount? Is opting for a deferred pension the reason I am not receiving the amount from April 2022?
Kindly help me out.
Thank you in advance.
From India, Chennai
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What should I do now to get the arrears payment of the monthly pension from April 2022? A PPO No has been generated. Can I apply again using Form 10D to get the arrears amount? Is opting for a deferred pension the reason I am not receiving the amount from April 2022?
Kindly help me out.
Thank you in advance.
From India, Chennai
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Understanding Deferred Pension
If you had opted for a deferred pension, the amount of pension itself would be higher than the normal pension. It should be 4% for deferring pension for one year (and 8.16% if deferring for two years), and this enhanced pension is available throughout life. As such, deferring is not like drawing a pension with a retrospective date but getting a pension from the date on which you have attained 59 years of age or 60 years of age, as the case may be. Therefore, you will not get the pension from your actual date of superannuation (i.e., April 2022), but you will start getting it from April 2023 at an enhanced rate. This is what I understand about the system.
From India, Kannur
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4519If you had opted for a deferred pension, the amount of pension itself would be higher than the normal pension. It should be 4% for deferring pension for one year (and 8.16% if deferring for two years), and this enhanced pension is available throughout life. As such, deferring is not like drawing a pension with a retrospective date but getting a pension from the date on which you have attained 59 years of age or 60 years of age, as the case may be. Therefore, you will not get the pension from your actual date of superannuation (i.e., April 2022), but you will start getting it from April 2023 at an enhanced rate. This is what I understand about the system.
From India, Kannur
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EPS - Form No. 10-D Pension Claim Form Aadhaar.pdf
Single Comprehensive Form (automated) of pension for w.b.govt employees.xls