Hi, I am working with a company in India. My offer letter stated that I have to serve the company for a period of three years. Failing which, I have to pay ₹4,00,000 to the company; otherwise, they will present my cheque of ₹4,00,000. Many other terms, like being offered training, were mentioned in the offer letter, but none of the training was offered to me. The company has not collected any cheque from me during joining, so I thought there was no service agreement. I recently resigned from the company, and they have asked me to pay ₹4,00,000. What should I do, and how should I proceed?