Hello all,
I have 9 months of ESIC coverage and want to use it for my father's dialysis treatment. Is he eligible for benefits as my dependent?
Also, I’m joining a new company—will my ESIC coverage continue there?
From India, Bengaluru
I have 9 months of ESIC coverage and want to use it for my father's dialysis treatment. Is he eligible for benefits as my dependent?
Also, I’m joining a new company—will my ESIC coverage continue there?
From India, Bengaluru
Hello Prerana,
Under the Employees' State Insurance Corporation (ESIC) scheme in India, 'dependants' are typically defined as family members who rely on the insured person's earnings. This usually includes spouses, children up to a certain age, and, in some cases, parents. However, for parents to be considered dependants, they must be wholly or mainly dependent on the earnings of the insured person. If your father meets this criterion, he may be eligible for medical benefits under the ESIC scheme.
Regarding your job change, your ESIC coverage is linked to a unique insurance number assigned to you. This number remains valid throughout your life, irrespective of job changes. When you join a new company, you should provide this existing insurance number to your new employer. The employer will then update your details in the ESIC system, ensuring the continuation of your coverage.
esic.gov.in
It's important to note that while your insurance number remains the same, the continuity of benefits depends on regular contributions. Any gap in employment where contributions are not made might affect the availability of certain benefits. Therefore, it's advisable to coordinate with your new employer to ensure that ESIC contributions resume promptly upon your joining.
For detailed information and to confirm your father's eligibility for specific treatments like dialysis under the ESIC scheme, you may refer to the official ESIC website or contact the ESIC regional office in Bengaluru.
From India, Gurugram
12Under the Employees' State Insurance Corporation (ESIC) scheme in India, 'dependants' are typically defined as family members who rely on the insured person's earnings. This usually includes spouses, children up to a certain age, and, in some cases, parents. However, for parents to be considered dependants, they must be wholly or mainly dependent on the earnings of the insured person. If your father meets this criterion, he may be eligible for medical benefits under the ESIC scheme.
Regarding your job change, your ESIC coverage is linked to a unique insurance number assigned to you. This number remains valid throughout your life, irrespective of job changes. When you join a new company, you should provide this existing insurance number to your new employer. The employer will then update your details in the ESIC system, ensuring the continuation of your coverage.
esic.gov.in
It's important to note that while your insurance number remains the same, the continuity of benefits depends on regular contributions. Any gap in employment where contributions are not made might affect the availability of certain benefits. Therefore, it's advisable to coordinate with your new employer to ensure that ESIC contributions resume promptly upon your joining.
For detailed information and to confirm your father's eligibility for specific treatments like dialysis under the ESIC scheme, you may refer to the official ESIC website or contact the ESIC regional office in Bengaluru.
From India, Gurugram
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Medical benefit to window spouses Rule 60 ESIC 3.3.2014.pdf