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Jitender thakur77
Hello seniors, please advise, which policy is more beneficial to a pregnant woman under ESI or the below-mentioned insurance policy?
From India, Ludhiana
Attached Files (Download Requires Membership)
File Type: docx Maternity Benefits comparative.docx (13.7 KB, 66 views)

PROFESSIONALS AND BUSINESSES PARTICIPATING IN DISCUSSION
Saswatabanerjee
Partner - Risk Management
Vmlakshminarayanan
Agm - Hr&admin
Ommygautam
Plant Hr Head
Jitender Thakur77
Pharma Hr Officer, Legal Compliances

saswatabanerjee
2383

Can you please explain the purpose of the above comparison? It is not like you have a choice in whether you will accept ESIC or not.
From India, Mumbai
ommygautam
78

your attachment is self explanatory. so you should go with ESIC rather than Mediclaim Insurance. because in insurance you have only limited benefits but in ESIC vast benefits are available . .
From India, Rudarpur
vmlakshminarayanan
919

Hi,

ESI is statutory and not optional. Where as Mediclaim insurance is optional and at the discretion of the employer.

While ESI will be beneficial for employees covered under it, Mediclaim will be beneficial for employees who were not covered under ESI.

From India, Madras
kumaracme
421

ESIC is statutory and mediclaim policy is optional. We advise take treatment with esic hospital which are good and beneficial to your family.
From India, New Delhi
Madhuri19
1

As already clarified here, ESIC is statutory and has benefits unlimited. If company willing for extra coverage for its workforce, it can go for additional cover as mediclaim. Thanks
From India, Faridabad
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