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dear everyone,
i want to know how to divide salary of rs. 18000 and as well as rs. 8000 when there is no pf deduction as firm has below 15 employees and most of us live in our own houses.
what must be the basic salary and is dearness allowance can be avail by a private sector employee or it is just for govt. employee................and also make me know some more about medical allowance.
my firm policy does not include any medical benefits also so anyone please suggest how the salary division can be done which fill be helpful for employees at anytime to avail loans and other work can also be done with the help of salary statement.......also make me know about that which part of divided salary is seen by any bank before providing loans
or is it mandatory to divide salary if not then what can be done.
thanks and regards

From India, Bhopal
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