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Hi all,
I am working as Contract Engineer in Govt. of India Enterprise Compnay since 4 Years. Every month 12% PF has been deducted from my salary and same amount has been contributed by employer. Now I want to take PF Loan from my PF Amount.
What is the procedure and rules for taking PF Loan.
Regards
(VIKAS JAIN)

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From India, Indore
Hi,
Before five years you are not eligible to get a loan from PF. Also you get loan for specific purpose, mainly for self marriage or construction or repair of house etc. The loan amount you will ge is some % of your contribution. Companies contribution is not paid as loan.
For details ou can ask in your company's HR dept or nearest PF office.
Regards,
Harshad
From India, Mumbai
i am working in an mnc...am i eligible to take loan fr repairing my flat?my job is permanent.how much loan i am eligible?
2ndly one of my aunt is government employee fr last 10 yrs, is she eligible fr loan against pf?pl. say its urgent..thank u..
From India, Calcutta
YOU WILL BE GETTING 80% OF LOAN ON YOUR BALANCE, i.e ON CLOSING BALANCE OF UR A/C SLIP -UPTO FEB-09. 80% LOAN IS ONLY SANCTIONED IF YOU APPLIES FOR RENOVATION, CONSTRUCTION & PURCHASE OF FLAT.
From India, Surat
Dear Vikas Please find attechment for your ready reference
From India, Vadodara

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pvp
I am working as Software Engineer in pvt limited Compnay since 10 Years. Every month 12% PF has been deducted from my salary and same amount has been contributed by employer. Now I want to take PF Loan from my PF Amount. is it possible? if it is possible where i will apply.
From India, Hyderabad
Yes you can get your PF Amount but there are some clauses. Please check the following link to know more about those..
EPFO
From India, Hyderabad
My PF Consultant says that there is a court ruling putting a Stay on the clause of Advance for purpose of Alteration of Home. Can someone please confirm the above ..
From India, Mumbai



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