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Termination of services after taking consent letters from employees for voluntary deduction of their salary.Hi i am working with the hospitality industry. due to pandemic situation company is facing some financial crises. company decided for deduction of salary every month till the time company come back in normal condition. for that they have get the signed consent letter mentioning voluntary deduction of salary to help the company all the employees have signed it as we all wanted to existence of the company so that our jobs will be saved. but just after 1 month company has terminated 50 employees with mentioning the reason of termination. and at the time of full and final settlement they still providing deducted salaries. please advice what can be do in this scenario. consent letter which is submitted through mail can be withdrawal as employees has voluntary was doing that. kindly advice that will be help for lots of employees. thanks. Esi benifits & employer health insurance - if any employee's salary becomes more than 21000Dear seniors we have provided health insurance to our employees whose salary is more than 21000 and their employee state insurance is not deducted if any employee s salary becomes more than 21000 in the month of april or october we stop deducting their esi and provide them health insurance and i want to know that when should we start providing health insurance to our employees from april /october or when their benefit period expires because as far as i know that employee is eligible for all esi benefits till next six months if esi deduction is stopped in april or october due to salary exceeding in april/october. kindly guide me. thank you Group med insurance (for staff)Dear hr seniors does anyone in your company has provided group medical insurance? if yes pls share details like how you give this benefit? do you deduct from employee s gross or company pays premium amount? what kind of challenges have you faced in implementing this? i know in group medical insurance staff dont get a tax benefit so what can we do to provide benefit as well as tax benefit. my situation our hq has approved this benefit but they want to pay only 80 of premium and the rest 20 to be deducted from staff s payroll. some of them are not happy with this as its a deduction from their gross without any tax benefit what can i do to minimize the loss? what kind of setup do you have in your respective companies? pls share and advise. regards vineeta Worksmen compensation act & medical insuranceDear seniors my company is providing group medical insurance & group personal accident benefit for employee who are not covered under employee state insurance. my financial auditor advised me to not to renew the medical benefit for coming year just because company salary account bank is providing us insurance for employee. kindly advise me on this. Esi vs health insurance scheme by banksDear seniors greetings want clarification on esi and health insurance schemes for employee. we are team of 15 members .we are opening salary account with bank he additionally told me regarding the health insurance scheme for employees in which the premium has to be paid by the company at once which is sum total of premiums per annul basis of employees . on the other hand the premium on monthly basis is deducted from salaries of employees. queries : 1 getting health insurance scheme for employees would benefit them? as premium will be deducted from their salaries so in long term there can be chances of disagreement regarding the same by employees because they have there certain expenses. 2 if health insurance scheme is availed then we have to provide them esi as well ? 3what is best for employees as there benefit and company benefit goes hand in hand and cannot be compromised. please enlighten me with your knowledge and guidance.