My query is that a person who has completed the EPF contribution in time is permitted for partial withdrawal as per the rules. Please arrange a clarification that one point covers for the Repayment of the Loan / Repayment of Housing Loan. It is whether a person can take advance from PF for the repayment of any loan viz. personal loan, vehicle loan etc or only for pre-payment/settlement of home loan only.
Please arrange for the remedy as my organization has a trust that governs the PF of all employees & based on the practices of the PF department the company has adopted the same policies & procedures. Awaiting for the clarification, please.
22nd August 2018 From India, Pune
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