Labour Law & Hr Consultant
Nagarkar Vinayak L
Hr And Employee Relations Consultant
Insolvency N Gst Professional

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Hi, I had an interview yesterday (15 March) for HDFC bank. I went there and I passed the second round of the interview. As a fresher, I've never worked in a bank. But my family is against me working in a private bank due to recent frauds by such private banks. I got the interview through a consultancy. They have my appointment letter but I haven't taken nor signed it.
Now, can I refuse them after they've sent the appointment letter? Can they fine or take legal action against me?

""But my family is against me working in a private bank due to recent frauds by such private banks.""
This reason is very odd indeed.
Who has your appointment order-Consultancy or lying with bank?
You can refuse w/o any problem
But this reason is really not a good enough reason to refuse a job with a top bnak like HDFC Bank
Rethink or if there is some other reason then yuou are the best judge.

Thanks for the feedback. My appointment letter is with the consultancy where I have to take 15 days of asix banks job training too. I know that this looks like a stupid reason to refuse a job with a top private bank like HDFC. But causing problems at home is no way to start a career. At least in my opinion.
Dear Anonymous:
To accept or not to accept, that is the question!
To refuse the offer, you are your own king or queen, no one can raise a finger at you!
Whatever the personal reasons are for your 'no' that is entirely your personal territory.
But looking at the offer rationally, logically and perhaps professionally, and resultantly economically, you are making an unwise decision. Whether the letter is with the consultancy firm, or the bank, you would be giving in to idiocy - to say no HDFC Bank! It's the offer of a lifetime.
Arif ur Rehman

Dear anonymous friend,
Appointment letter or orders is nothing more than the confirmation of the offer of employment or the selection of the candidate for the job by the employer. Therefore, there is no compulsion either statutory or contractual on the part of the candidate to accept it. Even he can reject it without citing any reason or can be simply non-responsive.
However, the reason expressed by you for rejecting the offer based on the views of your family seems to me a bit strange. Of course they have every right to have such a perception about Private Banks and you do have the right to abide by the wishes of your family. Anyway, I don't think that you have been selected for appointment in a Private Bank for any top posts like chairman, general manager or financial controller and the like. Still, What about Public Sector Banks, Public Enterprises and State and Central Govt Departments? Are they above from corruption and malpractices? Perhaps, the elderly members of your family may have some concern for security of employment that can be genuine. But, when you are highly employable such a concern automatically pales into insignificance. Therefore, think on your own, consult your peers already in service and try to convince your family, if possible before simply rejecting the appointment.

Rejecting a prized job on flimsy grounds is not in order.
Jobs are scarce.
Whomsoever is telling you this needs to talked to and reason for such opinions discussed.
A staff member of a bank does not get into trouble if bank has NPA or fraud issue as long as he/she is not directly involved.
Family members should not give out such opinions in casual manner.
Anyway final decision is yours but basing on mere"opinions' which do not stand the test of reasonability is a big mistake.

Dear colleague,
To think of refusing the appointment after having successfully passed selection process at private professionally managed reputed bank on trifle and irrational grounds shows not only fickle mind but is nothing short of stupidity. The family perception should have weighed in your mind even before going through the bank's selection process but certainly is in bad taste after having been selected.
All banks can't be weighed in the same scale particularly HDFC which has unblemished record so far.
Though I am not batting for HDFC, if you have not conveyed your decision yet, rethink. It is your call , but see that perhaps you are not letting lifetime opportunity to slip by your hands.
Vinayak Nagarkar .
HR -Consultation

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