If on papers, its her husband, then organization is liable to pay that amount to the nominee person. No letter or mail will be void in front of the declaration provided by employee. We and law will only go by papers, irrespective of all verdicts provided offline.
Employer has to keep all required ID proofs and declarations from the employee nominee for future reference.
For EPS Pension-Husband & Children below 25 Years are eligible
For EDLI (Only for Death while in Service) Husband is eligible
It is almost 5 Months from the date of Death.Please use Composite Death Claim Form # 20, 10D & 5IF available in the cite