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Hello all,
This is in regards to a personal situation not corporate.
My mother was a government employee for a university for 33 years, she passed away in December 2016 while she was still employed. We wanted to understand how does the Provident Fund, Pension cum gratuity scheme work.
We received a certificate that says the following:
Certificate that an accumulated amount of provident fund as on 30/11/93 in respect of employees opted for pension cum gratuity scheme amounting to Rs. "x" has been deposited with Government treasury on 17/1/87, 9/7/91 & on 10/2/94 respectively, which included the amount of Rs. "y" in respect of Mrs. ________, Designation: _______ who has death on ______ and the same has been audited by Chartered Accountant.
What we would like to understand is, the balance that is in the PF account to be claimed is amount "x" or amount "y"?
Apologies for not inputting the exact figures and names, for personal reasons.

From United Arab Emirates, Dubai
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