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PF Trust rules appears to be illegal and unconstitutional. The EPF Act and EPF Rules prevails over the LICHF Trust rules. If the employer has deducted your EPF from the date of joining, he is liable to pay with interest and you are entitled to receive the fill amount. He has no right to forfeit your EPF. you may write to the Regional Commissioner EPFO of your area and also claim compensation through the Labour office by filing a complaint against your previous employer and also through consumer forum.