Can Ex-Govt Employee With CGHS Benefit Be Covered Under ESIC? - CiteHR
Retired Government Servant/advocate
Hr Consultant

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Can Ex-Govt employee who has CGHS benefit be covered under ESIC?
CGHS or ESIC both are active till the person is contributing and thereafter upto 9 months only.
its employers duty to make all employees of the registered establishment below 15000/- gorss wages to get enrolled under the scheme and pay contributions

Thanks for the reply. So in case if the employee has CGHS card, but gross salary is below ESIC limit, then we have make necessary contribution irrespective of the other coverage.
Employer has no authority to grant any exemption , he has to maintain the rules of establishment of coverage and contribution.
at the time of getting "smart card" the employee may declare his / her status of CGHS to ESIC officials and if the ESIC will get it in order they may attach the both in single row, (usually both run parellal and does not get attached mostly) so that he would not get any lapse of benefit of either
but this does not makes him/her to exemption from contribution

Retired Government Employees can continue availing CGHS facilities subject to conditions. It is an exceptional case when such retired persons are reemployed and covered by ESIC. It is better if instructions are sought from ESIC.
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