2. Under above Act and rules/regulations, there is no provisions of exemption of such employee from the purview of said Act. Even if both the husband and wife and covered under said Act and rules/regulations as an "employee/insured woman", even then there is no provision for exemption of wife from coverage of said Act /rules and regulations. Social security coverage and benefits are compulsory in nature and not optional.
6th September 2016 From India, Noida
It is not a question of availing any outside madical facility by an IP, but it is an insurance cover available under ESI Scheme to IP which takes care of the liability of the Employer in case of Temporary/Permanent Disablement to IP.
You can not do away with the Insurance Cover by saying medical facility is available to IP from other sources.
I agree with HarshKumarji in this regard.
12th September 2016 From India, Kolhapur