Dear Anonymous Querist,

Shri Nathrao has very rightly stated, "Every job has inherent risk and advantages."

But, I wonder, another anonymous person has adviced you very wrongly, specifically to abscond from your duty. A question arises, if he thinks himself to have worked honestly and diligently, why by quoting an example of one absconder from his own organization he preferred to advise you dishonestly that can mar your career? Another question arises, if the HR of his own organisation kept lethargic, sluggish or inactive in that case, can he guarantee you that your organisation's HR would also follow suit of his organisation?

Still further, if he has advised you to abscond from your duty, why he, himself, is sticking to his post for the last 37 years, why not resigned or absconded when he claims to have suffered a lot ?

Anyway, although I am not advising you to continue with your disliked job, but absconding is never advisable in your case, that too at the very begginning of your career, as the blot of being deserter may haunt your career, wherever you go when background verification is resorted to by your future employer, more so, when there is zero tolerance in IT industry, where you are interested. Must leave your post, if not liked by you, but follow rules & regulations patiently before resigning in a proper way and without displeasing the management of your organisation by your uncalled for actions.

But, your fear about banking jon to be too risky, is not sustainable. Don't think that every employee of the bank is chargesheeted by the CBI. If everyone starts thinking like you, nobody would even think about appearing in tests and interviews conducted by banks.

Although there are set targets in the banking industry for parking of the public funds as a prime requirement of the banks, as funds cannot be kept idle or unprofitable, but that does not mean that the loans be sanctioned recklessly without following appropriate verification processes and sidelining due diligence norms in view of the pressures or targets from the high ups. If a bank employee works honestly and sincerely by applying due diligence, unyieled by pressures, the management or the CBI cannot question the employee. In a very recent case of a Bank Manager, although he got pressure from his superior office for sanction of OD in a housing loan case, but when he found that the applicant's wishes of OD of 10 Lakhs cannot be fulfilled according to his entitlement and paying capacity, he flatly refused to budge before the pressure of the high ups. Although a serious complaint against the Manager was lodged, but when he justified his observation based on facts & figures, the applicant was compelled to withdraw his complaint without calling for any action against the Manager.

So, either fulfill the bond conditions or convince the management to relax the bond conditions before you render your resignation. Consenses relief from the post may help you a lot to get worriless freedon gtom the present job and search of another job of your liking.

Rest depends upon your own wisdom.

Best of luck!

From India, Delhi
Dear Nathrao,
I do not know if u r from Bank or not. But perhaps you do not know what is happening in Banks. A small example:- The most honest officer is categorised as an Officer of doubtful integrity. This is bank! Severe penalties are awarded for no fault or for matter not related to banking, no financial loss. Banks run not within rule , but as per whims of the higher authorities. Rules are not followed. Even the GMs are afraid of CVO to call a spade a spade!
Juniors are scapegoats.

From India, Ahmedabad
I am not from bank.
Inspite of what you say,lakhs of people apply for bank jobs.
Sins of years of neglect and careless lending are now coming home.I still hold that an honest officer who documents his work is in a better position to escape problems.

From India, Pune
Indemnity bond with a PS , needs a legal intervention. Please talk to a lawyer on possible way out. Find an extremely genuine reason to quit, such as health or family issues which needs your presence indefinitely. Prepare documents to support that and then resign , knowing the legal aspects that you might need to deal with.
Does your employer offer you a buyout option for the Bond? Thats your best exit plan.How far is your native place from your place of posting? Can you cite that as a reason?
How have other employees left during the first two years of employment and what were the repercussions ?
Looking forward to hear from you!

From India, Mumbai

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