Korgaonkar K A
Software Engineer

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Respected senior members of the forum and HR personnel,

I have a specific query regarding PF Transfer. I searched the forum but did not find answer for this.

I have worked for Company A from 2010 to 2014 and then joined company B and applied for PF Transfer online. the transfer process completed successfully, so I know how the transfer process works. Both these companies maintained the PF accounts with RPFO.

Now, very recently (Few days back), in 2015, I have joined company C and they are maintaining their PF accounts in internal exempted trust. I haven't yet applied for PF transfer from B to C. I can initiate it after couple of months. That's not the issue.

The issue is - I am not liking the new job, i.e, company C and planning to find some other opportunity and quit soon and move to a potential future employer D.

Now, my concern / query is:

1) If I leave C and join D in next 2-3 months, before transferring PF from B to C, will I need to transfer PF from B to C first and then from C to D?
Or can I transfer PF accounts of both B and C to D together with two separate transfer requests? Will this be an issue.

2) Since company C is maintained PF Trust, I think they may not help in the transfer from B to C if I leave them before doing so.

3) Is there any difference in the way EPS is transferred from/to the PF account maintained in exempted trust?

Please help.


From India, Bangalore
Dear sd,
Point wise answers to your queries are as under:
You need not to transfer your PF from B to C and then C to D. Yo can transfer your PF at B & C to D with separate transfer request.
This question may not arise in light of my answer at Sr. 1 above. But, one should not forget that it the the duty of current employer to initiate the PF transfer, if any, on employee joining, in reasonable time limit. In case employees leaves the service before initiating the PF transfer, the employer normally do not initiate the transfer.
Transfer between exempted and unexempted establishment are effected through Form 13 only. However, I do not know whether this transfer between exempted and unexempted establishment is done online or not. It came to my reading years back that EPFO will provide Annexure-K online to Private PF trusts.

From India, Mumbai
I differ with Mr.Korgaonkar K A. It is very specifically asked by me regional PF office and they have categorically made it clear that PF should be transferred chain wise as the service record will be transferred along with it.
So Mr.SD need to transfer his PF from B to C and then C to D

From India, Kolkata
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