One of our Driver met with an accident in working hours, But as per the Group Mediclaim Policy he is covered for Rs. 1 Lac only and as per Hospital the total cost would be Rs. 3 Lacs to operate him and he would be on bed rest at least for 6 months.
Do we have to pay the complete salary till the time he resume his duty?????
Further we have Group Accidental Policy as well with sum insured of Rs. 5 Lacs, so how we may use it????
Sudhir 20th January 2015 From India, Delhi