Srinath Sai Ram
Hr Manager
Assistant Engineer, Indian Telephone Industries,
Thomson Digital
+3 Others

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I request for some clarity and suggestions backed by logic for taking a decision on my case.
I joined a private ltd company in 1993 Dec (member of PF and FPS) changed job in Dec 1987 and continued to remain member of PF and FPS and then EPS. I have quit my job in December 2013 at the Age of 51 last drawn pay is INR 69000.
1) How will my pension amount be calculated?
2) what is the pension amount i am eligible for ?
3) should i go in for pension certificate or a reduced pension immediately(i am likely to enter into business or do other work) Which option will work out in my favour.
Thankfull for all helpfull suggestions.
sanjay w .

From India, Mumbai
I joined a private ltd company in 1983 Dec (member of PF and FPS) changed job in Dec 1987 and continued to remain member of PF and FPS and then EPS. I have quit my job in December 2013 at the Age of 51 last drawn pay is INR 69000.
1993 to be read as 1983- apologies for the mistake

From India, Mumbai
You may please see this link [] for a model calculation. If you want to know more exactly what amount you are likely to get please give complete dates with day month and year for all events including date of birth.
The broad rule position is that you are entitled to pension in two parts - one for the past service rendered under the old family pension scheme and the second one for the part of service rendered after the introduction of the EPS in 16/05/1995.

From India, Madras
Dear Mr Wanchu Sanjay,
You will get pension when you attain 58 years. For amount use the XL sheet attached(originally posted by Abbas iit on this forum).
I have no idea about reduced pension,my understanding is that this provision is officially / unoffically with drawn or discouraged.

From India, Thane

Attached Files
File Type: xls pension calculator EPF Pension abbas iit.xls (29.5 KB, 4152 views)

Dear Wanchu Sanjay,
To calculate pension, Date of Birth and Date of join are required. By assuming some dates, I have entered the Excel sheet. It is seemed that your pension at 58 years is 1673. If you apply pension at 51 years, this will be reduced to 1257. i.e you will get 416 more, if you lose 7 years pension.Now you have to decide/opt.

From India, Bangalore
I joined one Company on 30.12.1980. From 1st day of joining Company is depositing EPF/FPF as [er rules. since November 1995 EPF introduced Pension scheme and Company contributed for the same. After attaining the age of 58 years I have been retired on 31.08.2016. I got pension Rs. 2522/-pm from EPFO. I have not any idea whether this amount is correct. If anybody can help me for checking the amount of pension.
From India, Jhunjhunun
I am Rajesh Kumar my DOB 27.07.1978 and date of joining is 01.09.2009 at the time of my salary is 12000.00 and current time my salary is 35000.00 at the time of 01.10.2018 complete 10 year as EPF member any body suggest me before i withdrawn my hole EPF amount of continue for pension Scheme after 10 Year
From India, Chandigarh
Hello Sir/Madam I want to know the status of my pension. I have sbbmitted my 12(8) Sceme certificate No BG/BNG/00037205. When i will get pension, My date of birth is 07/11/1957 Rajkumar Sharma
From India, New Delhi
Hello Madam/Sir,
I have joined the present employer on 02.02.1984. My date of birth is 17.06.1993. As per the EPF calculation maximum service is considered 35 Years. In my case my 35 years service will be completed on 01.02.2019. I would like to know after 01.02.2019 whether my EPF amount will be deducted or not? My basic payment is Rs.16750/-
Awaiting for your reply.
Jaya Ramachandran

From India, Pune
Pl refer my earlier msg. Please read my Date of Birth as 17.06.1963 instead of 17.06.1993 which is a typographical error.
From India, Pune

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