If ESIC is applicable in your, go for that. Claim under this is not limited. If not, then ask for policy terms from the company study and compare the facilities provided by them. Please note Mediclaim Policy is an agreement between the two parties and premium depends the benefits added to the policy details. And sum covered is limited.
V K Gupta
Thank you for your reply. We had spoken to few of the insurance companies,the services offered by them is more or less the same. I wanted to know which insurance company's service is better for group mediclaim policy for the employees. If you can suggest the company it would be helpful for us in taking the right decision.
Compared to it, private companies are very efficient (at least in renewing your policy). At the momenet they are clearing all bills because they have a reputation to build but soon they will start making excuses not to pay.
It's best if you have government company insurance and have a very strong broker who will ensure you get payments cleared without delay.