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Dear Dinesh ji,
One can differ with any one. But it is appreciable if one differ with fundamental study.
Please give your employer name. PF authority will tell you.....
My humble request to you to kindly take proper advise and follow the advise.
In this thread also you will get answer but you want to differ with the answer.

From India, Mumbai
Mr. Keshav Korgaonkar I am sorry, i may be wrong, this is what we were doing in my previour company, any way good learning once again i will go through the act. Respectfully Yours
From India, Coimbatore

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