Soumik1570
Ministry Of Labour And Employment. Government
+2 Others

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HI Just want to know is VPF & PPF one and same or different. How can I go for a VPF.. can any one explain?
From India, Thane
am sure u want to know about EPF (Employee Provident Fund) & PPF (public provident fund) regarding this many have given details already pls use the research option....
From India, Madras
Dear Srinivasa,
VPF and PPF Both are Different. If you are working under one organization then you are eligile for EPF or VPF. You are not working and you want to contribute towards PF then you can go for PPF.
Regards,
Murali.Chunchu.

From India, Hyderabad
vpf and ppf is different.
voluntary provident fund allows an employee to contribute towards his/her pf a/c more than 12%. in vpf , the employee can contribute upto 100% of his baisc + D.A....but employer will not match upto the contribution of employee, employer will stick to 12%.
Public provident fund is a saving tool, tax free investment option, better a retirement policy, for those who doesnt have any pension scheme enrolled.
basically any person above 18years of age may open this a/c in post office or SBI or any nationalised bank. you dont require to be employed, you may be businessman, consultant,etc...min deposit is 500/- max is 100000/-...you can also have loan against ppf a/c subject to certain percentage of deposit in the a/c..

From India, Calcutta
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