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Thread Started by #Rajangadekar

If an Employee deducting his PF since his date of joining. And he want to stop his PF Deduction after 6 months of service and continue to work. Is it possible?
31st October 2011 From India, Mumbai
hai, It is not possible to stop deducting epf amount while he is continuing his work.The pf amount should be deductable until he leave the job.
31st October 2011 From India, Madras
Hi Rajan,
First thing I wanna ask you that why you want this deduction to be stopped, why you want this dear while this is also a kind of banks savings account and has been facilitated by Govt to all employees purposefully for the welfare of employees.
Well I agree with thangaselvi and Alphonse, it is not possible to stop in the middle.
For your information, from the very first day of employment, EPF deduction will be application for employee (If wages/salary comes under the deduction rule) which is a statutory requirement and this deduction will be done by employer automatically who has to open an employee's epf account and will deposit the deducted amount in the same along with the other deduction on account of employer share..
for more statutory and deduction details, you need to go to this weblink EPFO <link updated to site home>

31st October 2011 From India, Gurgaon
Thanks a lot Anil Sir, Actually I don’t want to stop PF Deduction. One of our employee want this. Anyway, thanks for writing. After reading your msg., he changed his mind.
1st November 2011 From India, Mumbai
Hi! Rajan, Will you please tell me what is difference between pf form no. 3A and 6A. and what is logic of 9 years in from 12A (Pension fund). Please share the knowledge. with regards, Manpreet Kaur
1st November 2011 From India, Delhi
hmm well it is really good that he has changed his mind and agreed to this deduction. See in our Bank Savings we just get interest on our savings but by this EPF deduction, we also received another share/contribution by Employer which is definitely a good thing and more beneficial thn just Savings Bank Account.
Second you can use only Anil..
Best of Luck

1st November 2011 From India, Gurgaon
Hi! Anil Sir, Will you guide me about the same ? Will you please tell me the difference between Form no. 3A and 6A? and what is the role of 9 years in form no. 12 A With Regards, Manpreet Kaur
1st November 2011 From India, Delhi
Hi Manpreet,
PF Form No.3-A is the PF deduction month wise summary from March to Feb (12 mnths) of employee as well as employer & PF Form No. 6-A is a total of 12 mnths PF deduction record of employee and employer.
There is no any logic of 9 yrs. in Form 12-A.
1st November 2011 From India, Mumbai
Thanks for reply.
Actually I am taking a classes on PF, ESI .
So, our mam told us that a person should have same pf code till 9 years, otherwise, he would not be eligible to withdrawal his Pension at the age of 58 years.
In that case, If I withdraw only my PF amount after 5 years and due to some reason I re-opened my account with a different no. then , after 9 years or at the age of 58 years, is that I am eligible to take the whole amount as a pension from starting which is being saved as a 8.33% from a long time.
Is I have a right to withdrawal the amount of pension from my earlier pf account?
Please guide me.
1st November 2011 From India, Delhi
Dear Manpreet,
You are correct. If we discontinue the PF account before 9 years, we shall not be eligible to get the monthly pension. but we can withdraw the whole amount of pension scheme by filling up the form 10C.
But in the same case If you leave the company and get another job, you can transfer your PF to another company and the PF code shall be the same if you fill up the form number 13 which is for EPF transfer from the previous company. So the counting of the 9 years shall be in continuance.
CK Agrawal
Wave Group
2nd November 2011 From India, Delhi
Well we already have numbers of discussion here on the same topic, and if one will try to find out the answer, will certainly get the same

But Yashoda I would like to say thanks that you remind me this again. It is a really good question and thanks for raising this…

First I wanna say something more about EPF deduction that EPF is one of the safest debt instruments we have. Safety of principal and interest earned is very much there. Besides bring discipline in investing, it serves well to accumulate a corpus for retirement, therefore, no one need to think about discontinuing of EPF deduction.

Two things I wanna say: first, it is totally depend on company policies. If employer has a policy to not to make any deduction for their employees, can do so but have to inform the same to the EPF office by Declaration, MOA and other statutory requirements by EPF office.

Second, yes the contributions can be restricted upto salary of Rs.6500.00 per month (Limit which is currently applicable).

It can be stopped for an employee if has never come under this EPF deduction in his/her service life, with prior declaration by employee and employer to EPF office.

2nd November 2011 From India, Gurgaon
Dear Anil,
I have a question that if one of Employee's salary is under PF Deduction limit & employer deduct PF from his salary. Now his salary is increased than PF deduction limit. Then can he stop to deduct PF from his salary?
With Regards,
Vineet Deshmukh
2nd November 2011 From India, Yavatmal
Hi A covered employee can’t stop his PF deduction while he was in service. dhanuskodi
2nd November 2011 From India, Coimbatore
Dear Vineet, guess you haven't read my above replies to others properly bcz I already have answered the same..but its ok..
Well dear It is not possible to discontinue the deduction of EPF if it has been deducted once, according to the rule of EPF deduction, no matter you will get hike in your salary of Rs 1000/- (6500 +1000) or more. One should not have any single deduction in his/her salary if wanna stop EPF deduction if applicable.

2nd November 2011 From India, Gurgaon
hi rajan, cant stop the contribution in mid if the employee want to stop the same he must have to quit the same. sumit
3rd November 2011 From India, Ghaziabad
Hi, I think, apart from employer contribution towards PF, Government of India will contribute 1.67% towards EPS? is it correct? if so, please post the circular.
4th November 2011 From India, Hyderabad
Hi! Mr. Agarwal,
Thanks for such a intelligent reply me back.
I want to know the differnce between EPf form no. 3A and 6 A?
Secondly, What is the use of form no. 12 A ?
Thirdly, What is the difference between Form no, 10 C and 10D?
and one main question why these forms are not in sequence like Form no1, form 2,, form no.3.. why they are in a disorder way.
When we join somewhere and opened a new account first time,we fill the form no. 5, and nominee form no.2, for resign form no. 10.
Why they are not in a order way. new joinee, nomiee, resignation, transfer.
Please suggest me with your valueable answer.
with regards and waiting for your reply.
4th November 2011 From India, Delhi
no there is no government contribution on the time of claim on epf only government will some percentage of interest on epf
15th November 2011 From India, Madras
Dear all,

At this point of discussion we need to get more clarity on EPS (Employee Pension Scheme). What are all implied hidden facts need to be clarified too. There are many questions raised by an ordinary employee which can be put forwarded and discussed.

Question 1 : If an employee not completing atleast 6 months in his service whether he entitled for the amount which goes to pension fund ?

2. Normally employees contributions for EPF - 12% and employer contribution for EPF - 3.67% and EPS - 8.33 %. When person withdrawing his amount he is not getting the same amount which has been contributed from the employer side i.e. EPS - 8.33% + EPF - 3.67% is not matching with the employees contribution. Why its happening.

3. Employee is eligible for pension only after 10 years. Before that if he is withdrawing his amount then what is the procedure for calculation ?

4. Normally before 10 years if any employee is withdrawing his PF amount, he is getting it in two cheques. i.e EPF anf EPS. If we cross varify the employees For 3 A entire amount maynot be reflecting.

We would like to have clarity on these kind of questions.

Can we take it up.

Yours Sincerely,

Praveen K. Shetty
24th November 2011 From India, Bangalore
Dear Anil sir,
I would like to ask one clarification that Our company has located at bangalore, some of our employees are getting more than 6500 basic + Da , and they dont wish to become a pf member, so is there any formalities regarding this, if there any forms kindly send me my mail id is and as a HR what is our role in regarding this pls let me know. Early response would be appreciated.
Shivananda VD
9th January 2013 From India, Bangalore
I have read all comments,
I have a different scenario.
I have worked in my first company for two years & I left the job & after 2 months I have withdrawn full PF amount.
Now Joined a new company, Initially, the company does not have enough employees to start PF account.
After two year completion at my the new organization, they have started opening PF account. As I am having a salary above mandatory PF limit I choose not to enroll into PF,
Now I realize the benefits of PF & want to opt-in.
Is it possible?
If yes, Is there any hurdles associated with it.
Please reply.
Thanks for reading.
1st June 2018 From Pakistan, Lahore
I want to stopped deduction of PF. I have joined my current organization before 6 month.
I have carry forwarded my PF Balance from all my past company. Now it is more then 1.50 lacs.
Though I am entering KYC properly still it will not accept it. Thousand time I have sent mail on each higher authorities however not a single person is giving any response.
More then 20 grievances raised by me. All of them are closed by EPF Grievances department without handling it.
All of EPF authorities are corrupted. Even have written many time to Labour Ministry and Santosh Gangwar.
As we knew all of Government are corrupted, while minister is a naked person.
18th June 2019 From India, New Delhi
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