Hr All Activites
Manager Hr
Rampal Singh Yadav
Sr. Manager Hr, Ntn Bawal
Group Mediclaim
Star Health & Allied Insurance Company
+3 Others

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Hi all,
I am working in IT Company ,Chennai. We have 35 employees, we are planning to go for group Mediclaim policy for our employees, could you please suggest me the best product for Group mediclaim policy? Mail me to

Hai Ilamathi,

TTK Health is give a best service in all other insurance. So you go by TTK, herewith I enclosed the TTK Contact Address and Phone No.

Bangalore Branch:

#2, H.B.Complex, 100ft BTM Ring Road, BTM 1st Stage, BTM Layout, Bangalore 68

Phones: 080-4012 5678 | Fax: 080- 41255797

Chennai Branch:

Anmol Palani, No. 88, GN Shetty Road, 2nd Floor, T-Nagar, Chennai 17

Phones: 044- 42894444 /41 /42 | Fax: 044- 42024343

Coimbatore Branch:

146, Sri Sai Baba Towers, Raju Naidu Road, Tatabad, Coimbatore-641012

Phones: 0422 - 2491335 / 2491341 | Fax: 2491309

Hyderabad Branch:

Plot No 36, MIG, Dharmareddy Colony, Phase II, Next to Cherma's, (Above Sony World), Hydernagar, Kukkatpally, Hyderabad - 500 072

Phones: 040-23881000 | Fax: 040-23881015

Visakhapatnam Branch:

3rd Floor, Vidhisha Towers, 47-14-10, Dwarakanagar Main Road, Vizag - 16.

Phones: 0891 5570197

Cochin Branch:

1400 B, Mareena Building, M.G.Road, Kochi - 16

Phone: 0484- 2367683 | Fax: 1800-425-6262

Mumbai Branch:

413-422, 4th Floor, B Wing, Chintamani Plaza, Andheri Kurla Road, Andheri-(East), Mumbai-400 009.

Phones: 022 - 29214700(Boardline) | Toll Free No- 1800 22 1717 | Toll Free Fax - 1800 22 1919

Mumbai City Help Desk:

202-A, Veer Nariman Road, 6 A, Vulcan Insurance Bldg, Church gate, Mumbai -20

Pune Branch:

Flat No. 2, Apartment No. 5, I Floor, Gangavataran Apartment, S. No. 2065, Sadashivpeth,

Off Tilak Road (Above IDBI BANK), Pune – 411 030

Phone: 020-24327406

Kolkata Branch:


FLAT - A/12, 33A, JAWAHARLAL NEHRU ROAD, Kolkatta -700 071


Phones: 033- 22884191 /22884192 / 22884198 | Fax: 033- 22884194

TOLL FREE 1800-345-7069

Delhi Branch:

Flat No: 103-104, First Floor, Rohit House, 3, Tolstoy Marg, Connaught Place, New Delhi - 01

Phone: 011- 23715781 / 82 | Fax: 011- 43586341

Ahmedabad Branch:

402, Mahakant, Opp.V S Hospital, Ellisbridge, Ahmedabad – 380006

Phone: 079-26578879

Bhubaneswar Branch:

Room No.403, Fourth Floor, Janpath Tower, Ashoknagar, Bhubaneswar – 751009

Phone: 0674-2530392 | Fax: 0674-2530108

Mangalore Branch:

#201 to 203, 2nd Floor City Plaza, Shedigudda, Mangalore - 575 003

Phone: 0824-2495679 | Fax: 0824-2492749

Ramesh Kumar

Executive - HR


You can discuss with Insurance com. who will provide good benefits, which will help to employee..
Pre existing diseases coverage.
Maternity benefit.
Corporate Buffer
Cash less treatment facility.


Yeh, ur decision for taking group mediclaim policy is highly appreciable. But before taking the policy you just go through the following:

1. the aforesaid TTK is not an Insurance Company. It is a Third Party Administrator i.e. he is an intermediary between Insurance Company and the Insuring person. He will act according to the instructions of the Insurance Company. So it is an open secret that TTK will not issue any policy. The TTK will be provided by service Charge from the Insurance Comapny.

2. for small number of groups it is not advisable to take Group policy and most of the insurance companies are not issuing unless they have other business with the insured.

3. If the age group of employees is less than 50 yrs. u better go by an individual mediclaim policies. The benefits are 1. discount in premium by 10% 2. cumulative bonus (for every claim free year). 3. free cost of health checkup for every 3-4 claim free years

4. Pl also take into consideration the aspect of co-payment (which is hidden condition) by most of the insurance companies i.e. they will reduce the claim amount at the time of claim.

5. pl do not call for quotations which will defeat the purpose of insurance. If u ask for quotation for lesser premiums obviously they will put some hidden conditions and will reduce the premium. If u go by the least quotation the claims will not be settled in an expected way.



I am working at Bawal, we are introducing the mediclaim policy for our company employees. i want to draft a policy for the same. could any one help me to share the common clause of mediclaim policy.
Rampal Singh Yadav
Manager HR

Dear Rampal Singh ji,
we can help you in drafting and placing the policy with best possible conditions and pricing with insurance company of your choice.
Kindly provide us some time to assist you for the same.
Khanjan Pant

I work for Star Health & Mediclaim company. Let me help you out with basics of group mediclaim policy.
For Group Mediclaim policy it is important to know what exactly do you want to cover. There are various options --
You want a Standard policy or you want a tailor made policy.
You want waiting period to be covered from day 1 ? You want 1st year / 2nd year exclusions tobe covered from day 1 ? along with pre-existing disease?
You want pregnancy to be covered from day 1 ? new born baby to be covered ?
Do you want a corporate buffer ?
Once you have an answer to the above questions, then you can send in your employees data to me and i can give you the best and competitive quote.
Note :- that we have 5600 cashless hospital and with no third party in the middle.
Sr. Sales Manager

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