Rajat Joshi
Hr Consulting ,trainer -creative Thinking
Sadashiv Rao
Executive Hr
Sweta Patel
Associate Hrd
Anuradha Karthik
Mktg, Sales Manager
Asst. Manager - H R
Hr Service
+1 Other

Thread Started by #amitsharma

Plz tell me the way to get the Medical Expenses Reimbursement from the ESIC Department
8th September 2005 From India, Calcutta
Hi Amit,
As far am concerned there is no reimbursement of medical bills from ESIC deptt....
Those who draw wages less than Rs 6500/ m are eligible for free treatment from ESIC recognised hospitals..
As this is the part of the insurance coverage which employers contributes 4.75% & employee - 1.75% towards the same.
8th September 2005 From India, Pune
Hi there ,
agree with Rajatji's reply to you but the only amendment made here is that the limit of Rs.6500/- has been increased to Rs.7500/- recently. please cross check. The mode of claiming is the submission of original bills + discharge summary of the doctor. Make sure that you maintain a photocopy of whatever you are submitting to the ESI authorities just as a precaution.
Sadashiv Rao
11th September 2005 From Kuwait, Kuwait
The insured person/employee can avail the benefits in the ESIC hospitals and would not be charged for the treatment. he/she needs to produce the ESI card
have attached the ESI document for all those HR profess in India.
14th September 2005 From India, New Delhi

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Dear Amit

Reimbursement of medical expenses is permissible. For claiming the same you are required to follow the under mentioned process

1. Treatment should be under the supervision of ESI doctor.

In case of an emergency you can approach private hospital if ESI hospital / dispensary is not available in the area or the same is not functioning during your emergency requirements. In such you have to inform the ESI dispensary / hospital doctor regarding the treatment being taken from other hospital. Generally doctors allow treatment if the same is from Govt.Hospital and or Super speciality hospital. In such case all the treatment papers , medicine purchase bills along with prescription slips are required to be signed by the hospital doctor from where an individual has taken the treatment.

2. Bills of treatment are required to be submitted with your concerned ESI dispensary / hospital. This is on the prescribed proforma.

3. Eligibility certificate is to be submitted to dispensary / hospital duly signed by Branch Manager of Local ESI office.

4. Request for treatment from outside in emergency is to be made in writing to concerned ESI dispensary / hospital to which an individual is attached.

5. ESI dispensary / hospital doctor will recommend your case for reimbursement to State health Authorities.

If you complete these formalities , ESI dispensary / Hospital will forward these bills to State Health authorities for sacntion and reimbursement.

After sanction you will receive information from ESI dispensary / hospital for claiming the reimbursement. It takes time ( 2 to 3 months minimum) depending upon availability of funds with the government.

So there is no need to feel otherwise, if you are contributing towards ESI fund and is eligible for the same, definetly you will get the reimbursement.


Anil Anand
21st September 2005 From India, New Delhi
You cont claim Medical Reimbursement from ESIC only u can avail Medical benefits ( Medical Treatment, Medicines,etc) what ever the cost maybe Free of cost, if your salary is lessthan 7500 pm & you have contributed to ESI for 6 months ie 1 contribution period april- september.
only thing you can claim from ESI is for LeavePayment ie, you can claim for the salary for the number of days on Medical leave which has to be certified by ESI medical officer.
if you want get Medical leave,You have to get ESI leave form the ESI medical officer submit it to your ESI local office where you will be get reimbursement for up to 75% of your leavedays Salary.
3rd February 2006 From India, Bangalore
Hi Amit Mr. Rao is right the wages limit is 7500/- & the contribution is 4.45% (employer) & 1.75% (employee). Pardeep Sangwan
29th March 2006
Dear Pardeep Correct contribution rates towards ESI are Employee 1.75% of salary / wages Employer 4.75% of salary / wages Regards Anil Anand
30th March 2006 From India, New Delhi
There is a possibility ro remibursement of Medical expenses through ESIC, provided that such medical facility may not be available in the ESIC Hosiptal and Chief doctor shoud recommend the insured person to go for external treatment.
Once you made the expenses you can approach relevant ESIC Hospital and fill the required forms and submit the original bills. Also you should give some undertaking that the expenses made by the company and it is not by the employee and not recovered from his salary.
I already got like this from Hosur ESI Hospital during the year 2004.
All the best
27th October 2006 From India, Madras
Hi Amit & Sadashiv Limit of ESIC applicable has been increased to Rs.10000/- recently. please check it , isn’t it???? Regards Sweta
4th August 2007 From India, Ahmadabad
Hi, The limit of ESIC is Rs.10,000/- . But can you tell that who are covering under ESIC....I want to clear basic funda....mim. no. of employees etc. Regards, Devesh V. Gavand
4th August 2007 From India, Mumbai
I m Sarah Jafri, Working as a Asst Manager - Operations.My ESIC is being Deducted fron October 2009.Recently My Mother was Hospitalized where my Rs. 25000/- Has been incurred because I haven't got my ESIC Card or no. So please guide me what can be done in that case. Can I get reimbursement from ESIC. And Also Please send me the List of Hospitals registered with ESIC.
24th May 2010 From India, Delhi
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