Awesome Reply From The CEO Of JP Morgan Chase To A Pretty Girl's Questions.. - CiteHR
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Don’t know if this is true… but I really loved the answer….

A young and pretty lady posted this on a popular forum: Title: What should I do to marry a rich guy? I'm going to be honest of what I'm going to say here. I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married? I wanted to ask: what should I do to marry rich persons like you? Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York CityGarden(? ), $250k annual income is not enough.

I'm here humbly to ask a few questions: 1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym) 2) Which age group should I target? 3) Why most wives of the riches is only average-looking? I've met a few girls who doesn't have looks & are not interesting, but they are able to marry rich guys 4) How do you decide who can be your wife, & who can only be your girlfriend? (my target now is to get married)

Ms. Pretty


Awesome reply:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor. My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here. From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain. Put the details aside, what you're trying to do is an exchange of "beauty" and "money": Person A provides beauty, and Person B pays for it, fair and square. However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worried 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position". If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased". Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.. This has better chance than finding a rich fool.

Hope this reply helps. If you are interested in "leasing" services, do contact me...


CEO J.P. Morgan
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Right CEO of JP Morgan Baloo Pravarakhya Team Lead, Training & Placement Cell AP Society for Knowledge Networks.
Hello Dhanaraj,
It's a great Posting.
This story--which I can believe to be true, having seen some such ladies in India itself--reminds me of what my first Boss way back in 1980s used to repeat very often, apart from what "manohar6166" mentioned:
I like 'smart' guys, NOT 'over-smart' guys.
No wonder JP Morgan is where he is in the world of business--showed the lady her place & brought her back to ground-level, with such finesse.
hi all, not finding my self able to leave it without an appreciation which it deserves badly........
Ha ha thats what we call it TIT for TAT :-) But no wonder This CEO had enough time to reply to such posts....and indeed make a good proposal out of that..
Hi all,
Yes, it is certainly an awesome answer. Like it....
Like many others, Manohar has appreciated the depth of the answer. I go with his view and I thought I should add something to it. The CEO has not only answered the "offer of beauty" in a business sense but has given an inspirational answer to all professionals like you and me.
CEO's answer is bold and beautiful. How many times have we come across situations where we have to make business decisions yet they are influenced (sometimes fatally..) by subtle non-business related factors (emotions, friendships, cultural bindings etc etc)??
I think the CEO's answer clearly portrayed how to make business sense out of non-business related factors to keep right in track with the business goals.
Roy Silva
Corporate Trainer and Business Consultant
Sri Lanka
nice words by CEO .JP morgan
The fact is my income might increase from year to year, but you can't be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worried 10 years later.
This will be a lesson for the girls who will be expecting a lot .
sreeram reddy.
this massage will be send by the great person only.... Really your business mind is owsme... what a campaire u have given? nice & girl pls look forward to this reply.
Only a Business man can analyze a non-business situation in terms of economics and strike a deal out of it...
No wonder why he has reached such heights in the world of business.
Amazing reply........superb analysis :)
Genius reply from the CEO of JP Morgan......... He proved himself that he his worth for his business..
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