Advance from PF is related to length of service and amount standing to the credit of the fund. A minimum service of 5 years is required for taking advance for construction of house. Similarly, a minimum 7 years membership is required for taking advance for marriage. There are other purposes for which loan is granted; in fact some of them are paid without reference to membership. For example, if an employee is not paid salary for the last two months, he can take advance. Advance is also granted for loss of or reduction in salary caused due to power cut introduced by the government. Advance is admissible for medical treatment under a certificate from the ESI Corporation that the said employee is not covered by ESI. For all these advances, application in the prescribed form along with relevant documents, say plan approval and estimate for house construction, duly attested by the employer should be sent to the EPFO. For details please contact the Enforcement Officer.