Biswasmanish
Generalist-hr
Deepakmendiratta
Health Insurance ( Mediclaim ) - Policy Design,

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Hi! Every body.Can you help me in calculating the medi-claim.Regards,manish
Hi to all,
I m workin' 4 a garment industry in tamil nadu, i wud request some1 i n d forum to help me to know how the mediclaim amount is calculated, like, is is calculated on the % basis or in Rs basis. I hv another doubt, like, does that differs depending on their industry. Do let me know in what all ways u cud explain.
Regards,
Sriram V B

Dear All,
The calculations in Mediclaim are a function of the following variables:
1. The number of employees ( and their dependants if any), Whether to cover would include Parents !! Parents coverage typically increases the premium fairly high
2. The age of the members who are to be insured
3. The benefits that you want to provide to them including cover fro pre existing diseases, child from day 1, coverage for Maternity etc
4. The amount of Sum Insured you want to provide - how many people in what category viz you may want to give a lesser Sum Insured to employees in lowers bands as compared to employees in higher bands
4. What are the contemporary practices in your industry.
Would be glad if you can enumerate on the above, I shall be able to help you much better. For any clarifications , you can mail me at or call me at +91-9810409014
Regards, Deepak

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