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Employees compensation policyDear seniors i need your support and help. when an organsation is not covered under esi it is covered under employees compensation act. my query is 1 what is workman compensation policy? 2 what other salient features a mediclaim policy should have other than the workman s compensation policy? 3 should an organisation go for insurance plan for worker as well as his family members??? please help regards gayatri Workman's compensation policyFor a proprietorship floriculture farm near bangalore which is not covered under esi what is the best alternative for covering workers on daily wages for health benefits/insurance. is it compulsory to cover workers under workman s compensation policy in the absence of esi? please guide and provide information. thank you. deepa Regarding medical policy, group accidental policy and workman compensation policyDear seniors greetings of the day i am from "hotel industry". my organization is located in a district in uttarakhand where esic is not applicable. also the location of the resort is far from the main city. meaning thereby for any medical urgency we need to cover around 40 km distance its hill area. in this case i want to introduce following policies for the staff. group accidental policy gpa group medical policy gmc employee compensation policy erstwhile workman compensation policy but i am finding it difficult to seek permission from my management. my i request to any senior how should i write it to my management to make them understand the urgency of these policies so that my management can understand it in one go and approve the same. thanks warm regards rajesh pandey Workman compensationDear all hi i hv been asked to work on insurance coverage for some of our employees. we r an organisation providing epc turnkey solutions in and around gujarat. we have around 59 field engineers. i am to find out which insurance policy works best for the ompany. im quite new to the field of insurance and do not know much. i talked to a few people like bajaj alliance oriental insurance lic. etc. i wud like to know in industries what policy wud work better. will personal accident policy be the best or shud we go in for workman compensation. can someone highlight me on both these aspects. my mgt wants the minimum liability for the company in case of an accident or incase the employee deides to leave. please help me as i hv to finalize this in another 34 days. regards tittli