jaykant@asianstarco.com
2

Dear All,
Please clarify ..
1. Is it mandatory to cover employees under medical coverage who are not covered under ESIC i.e. above 15K
2. If so, where the statute stating same can be referred to.
Please suggest..
Regards,
Jaykant Rathod - 09869013338

attribution https://www.citehr.com/255118-can-me...#ixzz35jD4FTyp

From India, Mumbai
arunmjadhav
190

Jaykant,
No it is not mandatory on employer to take medical coverage from insurance policy.
But it is compulsory to pay compensation as per WC Act 1923 for the accident which is "Arising out of and in the course of employment"
It is always safe to take insurance policy in lieu of risk involved in accidents as mentioned above.
Arun J.

From India, Hyderabad
kanika kapoor
35

Hi Jay,
If any company has more than 25 employees, its mandatory to give the following statutory benefits:
--PF
--Medical
--Gratuity
ESIC is for employees having salary less than 15k pm and if the same is higher the company can choose from various TPA and other GPA and Mediclaim companies.
But it is mandatory!!
Hope it helps

From India, Delhi
ravi5554
427

Hi, Karnika I am not agree with you, which law states that its mandatory, if they will not cover under ESIC then they will covering under Workmen compensation Act.
From India, Mumbai
jaykant@asianstarco.com
2

Dear Kanikaji, Under which statutory notification / circulars states that it is mandatory, please let me know and provide the same to put forward to my management. Thanks & regards
From India, Mumbai
varghesemathew
910

Kanika
You are wrong.For application of EPF it is 20 or more persons,for gratuity it is 10 or more and for ESI it is 10 or more for factories& 20 or more for other establishments ( 10 in some states).Where did you get this "25".
Further there is no law that state that medical insurance is mandatory whatever be the number of employees.

09961266966

From India, Thiruvananthapuram
D.GURUMURTHY
107

In case of Accidents while on duty or off duty, the ESI coverage will give
shelter to the employees covered.
For the Non covered employees of ESI, the employer has to take workmen's compensation policy from LIC. This will take care of other
employees in case of unforeseen consequences. It reduces the burden of the employer.
Taking W.C. policy is not mandatory. It is voluntary.
The employer can pay/incur expenses in case of accidents etc.take place to the uncovered employees if he has not taken WC policy.

From India, Hyderabad
263960
AM NAVEEN KUMAR JOSHI BELONG TO GENERAL CATAGORY.
& Complete my cti in 2004 as rule for cti admission age limit is 21-40 years
but sir in all post for instructor age limit is 21-37 .which person complete their course in age 40 they are not eligible for govt job so we request to you that age limit for instructor is 45 . sir pl guide me what i do for relaxation for general catagory & solution this age limit problems i am very thankfull to you
& i am also retenched from govt job after 2 year services .if any relaxation
for general catagory pl guide me
yours
naveen kumar joshi mob no 9417348265 mail id 263960@gmail.com
thanks & hope reply

From India, Ludhiana
Apex Management
157

Dear all,
The question is : 1. Is it mandatory to cover employees under medical coverage who are not
covered under ESIC i.e. above 15K
2. If so, where the statute stating same can be referred to.
Please note that obtaining any insurance policy in respect of employees drawing salary / wages beyond the ceiling limits is not mandatory. It is optional and recommendable to have WC / Group Insurance from any general insurance / LIC to divert the financial burden in case of any mis happening occurred and falls under WC Act.
P K Sharma

From India, Delhi
sumitk.saxena
252

Dear Jaykant,
Greetings for the day,
Better to suggest your employer to cover the employees who are not the beneficiary of ESIC through EMployers liablity policy by New india insurance. In the policy following should be covered :
Table-A: Indemnity against legal liability for accident to employees under
Workmen's Compensation Act 1993
Fatal Accident Act 1855
Common Law
Table-B: Indemnity against legal liability
Fatal Accident Act 1855
Common Law
Go through it.
Thanks & Regards,
From,
Sumit Kumar Saxena

From India, Ghaziabad
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