About GPF, CPF, EPF & PPF....
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bjpani Started The Discussion:
Dear all,
Some clarifications are expected in response to this post from our learned HRiian in respect of GPF, CPF, EPF & PPF. We've got some informations about EPF. But , can anybody give some hint (s) about General PF, Contributory PF & Public PF ? How to know the various procedures like transfer,withdrawal etc. under GPF, PPF & CCF Rules? Also may be made clear to all of us the necessary statutory Forms to claim , transfer or partial/full withdrawal of PF amount under GPF,PPF & CPF Rules. Any member who has got any idea in respect of the above are free to contribute to keep & be updated. Thanx & every wishes to all members on the auspicious occasion of " DUSSEHRA ( Durga Puja ) ". Early response /reply is awaited....

With warm regards,

[Biswajit Pani]
E-mail Id :
Dear Biswajit, For details in PF please go through with the below given link.. http://www.epfindia.com Regards, Amit Seth.
bjpani 
Mr. Amit,
Thank you for your prompt reply. I've already visited the EPF site & which is specially meant for employees who are employed in any of the industries specified therein. Reminding u that my query was about General PF, Contributory PF and Public PF. I just want to know from anybody is there any website which can give all the details about the same ? Thanx & all wishes....

With best regards,

[Biswajit Pani]
E-mail Id :
i need to know my account number for my PF as i have transfered to a new work place... Suparna Sur-previous employee of Orient Craft,Gurgaon
As per my kowledge iam saying few words but i cant tell it is 100 % correct.
GPF is for the state government employees as in the case of Tamilnadu especially the teachers and others.
PPF is the public provident fund introduced in the year 1999 by the Central Governmnet which requires the general public to contribute by having a seperate PF Code and manged by Post Office and they will have pension in the retiremnet age but i think that this scheme is at present is not in live.
In the case of CPF the Central Governmemt had brought one notification in the yaer 2003 or 2004 those who are recriuited in the posts filled by UPSC will be cover under the Contributory pension fund they will not be eligible for the old service pension rules governed for employees as earlier and now it is present i think.
GPF - For Government employees.Maturity at retirement however some amount may be drawn before maturity as per laid down rules. It is tax free under 80C. (50% employee + 50% government contribution, it is fixed around 12% of pay for employees contribution and government add equal amount in this amount. An employee may contribute more than 12% but government would not contribute more than 12% in any case)

CPF - For every non-pensionable servant of the Government belonging to any of the services under the control of the President

EPF/PF - For Private sector employees.Maturity at retirement however some amount may be drawn before maturity as per laid down rules. Also whole amount can be drawn before maturity but in this condition income tax would be deducted. It is tax free under 80C. (50% employee + 50% government contribution, it is fixed around 12% of pay for employees contribution and government add equal amount in this amount. An employee may contribute more than 12% but government would not contribute more than 12% in any case)

PPF - For everybody whether employee or private sector employee or self-employed person.It is tax free under 80C. Maturity is 15 years and may extended for another 5 years if account holder is willing to do so. Some amount can be drawn at various stages as per laid down rules. (100% individual contribution and no government contribution)



 
 
 
 





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