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Employment of foreigner in indiaHi i would like to know the legal proceedings of employing a foreigner in india and also the formalities that i need to do if the foreigner is already working in india. please let me know the legal formalities the process and the expenses i need to make. thanks sreeja Medical and health insuranceHi we are currently reviewing the benefits for our company employees for india region and we would like to understand as to how can we give better medical benefits to our employee. we have a medical cashless facility from ttk at this point of time and we are having lot of service issues with them.so we want to change the insurance company too to get the better health service. do you have any good experiences with ttk ? or else is there any other health service companies better then ttk. please let me know which insurance company and service do you prefer. thanks and regards sanketh Opting out of esic benefitsDear all i am working in a psu and it provides very good medical facilities for myself and my wife. my wife is working in private sector and comes under the coverage of esi benefits. i want my wife to avail the medical benefits from my company as it is far better that benefits she can avail from so though her contributions are deducted on every month and she comes under the esic compliance as per statute but still can she opts out of esic benefits purposely by providing a self declaration to her organisation and can avail medical benefits from my organisation. please suggest. rgds.. dg Mhrdm sem 1 notes requiredDo emails the notes on following topics on divs.sanilgmail.com fm ob pom business law fm cost accountancy Medical exp. declarationSir my question is following: we are receiving medical allowance of rs. 15000/ and it is totall exempted if the bills are produced. my question is : a is it is compulsory to submit the medical bills ? b can the puchase of health cerelac are also covered under the medical exp. c can a membership fee for any health centre or gymnasium club will be treated as medical expense. thanks pradeep sachdeva