Medical Insurance for the employees

Rupendra · #1 (**permalink**) 22-05-2008, 09:42 PM

Hi Friends,

I have one confusion, as per my understanding , medical insurance is compulsory or i must say every employer is suppose to provide the medical insurance to all their employees.(As per Law)

Please correct me?????

Regards,
Rupendra Mehta

thinkjobz · #2 (**permalink**) 23-05-2008, 01:48 AM

Hi Rupendra,

That thank you was a mistake, i didnt intend to do it.

For the same the employer provides the esi service as well the medical is included in the CTC.

Some MNC's do provide medical insurance as well.

Hope the above sorts your query.

Regards,

AJ

Rupendra · #3 (**permalink**) 23-05-2008, 12:03 PM

Dear Aj,

thanks for your reply, i know as per ESI every employer is liable to provide medical insurance and some of the MNCs provides but here my intention is employer is bound to provide this insurance to employees or its on employer's wish. (means there is no any such law except for ESI)

Regards,
Rupendra

thinkjobz · #4 (**permalink**) 23-05-2008, 02:13 PM

Hi Rupendra,

As far as my knowledge permits me to comment.

The employer is not bound by any law to provide medical insurance other than ESI.

Though there is a law in case of health hazards caused due to working in factories because of continous exposure to chemicals, the company is liable to cover the entire medical cost.

Regards,

AJ

mukeshkukreti · #5 (**permalink**) 23-05-2008, 07:31 PM

I have the same opinion that there is no law for compulsory medical insurance other ESI .

but If somebody is injured while performing his duties he is covered under workmen compensation act.

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